Found.com
https://found.com/?fbclid=IwAR0amuGJbrtpPBxGzcNY30miuYCfp4NCaH_cMfJKrC6iaqyY1tEkb_RiUZg
You may have been drawn to free account and no minimum balance. some banks are on a mission to level the playing field for founders, freelancers, and small business owners. Keeping that in mind, we’ve compiled a list of banking offerings that are focused specifically on small business banking and follow our ethos of being digital-first and customer-centric. We’ve listed some of the similar services and features that each of these companies offer and that may be a good fit for you. We’re not receiving compensation for this, and we haven’t reviewed these products in depth.
Here are a few comparison sites that offer more information if you’d like to do more research: Fundera, NerdWallet, and Money Under 30.) Below, are a few potential alternatives that we’ve identified that you may want to consider and some details that we’ve pulled from their respective sites:
BlueVine.com
QuickBooks Cash Designed for: Small businesses, freelancers QuickBooks Cash is a business bank account built right in QuickBooks. Although not all features are broadly available yet, it advertises: No monthly fees or account minimums Pays interest on all balances Instant Deposit, with no extra cost, for eligible users Free ACH transfers (terms and conditions apply) Envelopes – high-yield savings buckets for routine expenses and long-term goals Entry-free bookkeeping powered by integration with QuickBooks Make sure to review all their account terms and conditions before you decide this is the right choice for you. Get started here.
Lili Designed for: Freelancers Lili offers a no-fee account for entrepreneurs and provides tools to track finances. The account has: No monthly service fees No fees at more than 38,000 ATMs No minimum balance required No foreign exchange rate adjustment Financial insights and expense reports Get started here.
Mercury Designed for: Startups Mercury’s goal is to “help tech companies scale.” It has: No minimum balances No hidden fees Physical and virtual debit cards ACH, check deposit, and wire transfers Integration with Stripe, Amazon, Shopify, and PayPal In the next 90 days, Mercury is offering Azlo customers $500 when they deposit $250,000 or $50—up to $500—for every $1,000 spent on their card. Get started here.
Novo Designed for: Independents, freelancers and small businesses Novo is a business bank account catering to freelancers, startup founders, and small business owners. Its features include: No monthly or hidden fees Envelope budgeting (Reserves), invoicing, and accounting integrations Unlimited ACH and checks No minimum balance requirements Refunds for ATM fees Free transfers, mailed checks, and incoming wires Get started here.
NorthOne Designed for: Small businesses, startups, freelancers, and those using Profit First NorthOne offers on-the-go banking that makes handling business finances easier. NorthOne includes: Mobile app Profit First sub-accounts 24/7 in-app support Limited bookkeeper access Invoicing Cash withdrawals and deposit Accounting integrations Cashflow analytics Get started here.
Brex Designed for: Startups, small businesses, those looking for rewards Brex makes it easy to get your complete business account set up the right way, with credit cards, cash management, expenses, and accounting in one place. It offers: Fee-free cash management account Free to send checks, ACH, and wires—even internationally No personal guarantee Live support Receipts match automatically Rewards on all card spend Built-in integrations with QuickBooks, Xero, and Gusto and more Perks from our partners, like up to $100,000 AWS Activate credit Get started here.
nbkc Designed for: Small businesses, freelancers, independents, and personal banking needs nbkc is a full-service bank that offers integrated small business tools that help you collect customer payments and manage your cash flow. No monthly account fees or minimum balance requirements No fees for Mobile Deposit + Bill Pay Integrated digital invoicing and accounting with Autobooks Secure link for accepting customer payments Business debit card with access to 34,000+ Free ATMs Nationwide Up to $12/month reimbursement on all other ATMs nbkc is FDIC insured Get started here.
